:root{--navy:#0f2a4a;--blue:#1d4f8c;--red:#c8102e;--red-d:#a50d26;--cream:#fdf6e9;--cream-d:#f5ead3;--ink:#1e293b;--muted:#64748b;--line:#e2e8f0;--gold:#fbbf24;--r:14px;--sh:0 6px 24px rgba(15,42,74,.08)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font-family:"Inter","Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
img{max-width:100%}
a{color:var(--blue)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,6vw,3.2rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,4vw,2.1rem);font-weight:800}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.center{text-align:center}
.muted{color:var(--muted)}
.small{font-size:.9rem}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);padding:8px 12px;z-index:100}
.skip:focus{left:8px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);box-shadow:0 2px 10px rgba(0,0,0,.15)}
.header-inner{display:flex;align-items:center;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.1rem;margin-right:auto}
.brand b{color:var(--gold)}
.site-header nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
.site-header nav a{color:#e8edf3;text-decoration:none;padding:8px 12px;border-radius:8px;font-weight:600;font-size:.95rem}
.site-header nav a:hover,.site-header nav a[aria-current]{background:rgba(255,255,255,.12);color:#fff}
.navtoggle,.burger{display:none}
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:transform .1s,background .2s}
.btn:hover{transform:translateY(-1px)}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-d)}
.btn-navy{background:var(--navy);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}
.btn-cream{background:var(--cream);color:var(--navy)}
.call{padding:8px 16px;font-size:.95rem;white-space:nowrap}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.center-btns{justify-content:center}
@media (max-width:860px){
  .burger{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:8px;order:2}
  .burger span{width:24px;height:3px;background:#fff;border-radius:2px}
  .site-header nav{order:4;width:100%;display:none;padding-bottom:12px}
  .navtoggle:checked~nav{display:block}
  .site-header nav ul{flex-direction:column}
  .call{order:1}
  .call-long{display:none}
  .navtoggle{display:block;position:absolute;opacity:0;width:44px;height:44px;right:20px;top:10px;margin:0;cursor:pointer;z-index:2}
}
@media (max-width:400px){.brand span{font-size:.95rem}.brand img{width:30px;height:30px}}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);color:#fff;padding:72px 0 80px;position:relative;overflow:hidden}
.hero::after{content:"★";position:absolute;right:-40px;bottom:-110px;font-size:420px;color:rgba(255,255,255,.05);line-height:1}
.hero h1{color:#fff;max-width:820px}
.hero .lead{font-size:1.15rem;max-width:720px;color:#e8edf3}
.hero-sm{padding:56px 0 60px}
.eyebrow{color:var(--gold);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.85rem}
a.light{color:#fff}
/* sections */
.section{padding:64px 0}
.section.alt{background:var(--cream)}
.band{background:var(--navy);color:#e8edf3}.band h2{color:#fff}.band a{color:#fff}
.cards{display:grid;gap:24px;margin-top:28px}
.cards.two{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.cards.three{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh);border-top:5px solid var(--red)}
.tag{color:var(--red);font-weight:700;text-transform:uppercase;font-size:.8rem;letter-spacing:.06em;margin-bottom:.3em}
.plan .price{font-size:2.6rem;font-weight:800;color:var(--navy);margin:.2em 0}
.plan .price span{font-size:1rem;color:var(--muted);font-weight:600}
.plan.popular{border:2px solid var(--blue);border-top:5px solid var(--red);position:relative}
.badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--red);color:#fff;font-size:.75rem;font-weight:800;text-transform:uppercase;padding:4px 14px;border-radius:999px;letter-spacing:.06em;white-space:nowrap}
.resp{margin:16px 0 0;padding-top:12px;border-top:1px dashed var(--line);font-weight:700;color:var(--blue);text-align:center}
.checks{list-style:none;padding:0;margin:0}
.checks li{padding:6px 0 6px 28px;position:relative}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:800}
.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:20px 0 0}
.chips li{background:#fff;border:2px solid var(--navy);color:var(--navy);padding:6px 16px;border-radius:999px;font-weight:700}
.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));counter-reset:s}
.steps li{background:#fff;border-radius:var(--r);padding:28px;box-shadow:var(--sh);counter-increment:s}
.steps li::before{content:counter(s);display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;font-size:1.2rem;margin-bottom:12px}
.two-col{display:grid;gap:40px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.rates{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.rates th,.rates td{padding:14px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.rates th{font-weight:600}.rates th small{display:block;color:var(--muted);font-weight:400}
.rates td{font-weight:800;color:var(--navy);white-space:nowrap;text-align:right}
.svc-list{list-style:none;padding:0;margin:28px 0 16px;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.svc{display:flex;justify-content:space-between;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-left:5px solid var(--red);border-radius:var(--r);padding:18px 20px;box-shadow:var(--sh)}
.svc h3{margin:0 0 .2em;font-size:1.05rem}.svc p{margin:0;color:var(--muted);font-size:.95rem}
.svc .svc-price{font-size:1.6rem;font-weight:800;color:var(--navy);text-align:right;white-space:nowrap}
.svc-price small{display:block;font-size:.75rem;color:var(--muted);font-weight:600}
.svc.wide{grid-column:1/-1;background:var(--cream)}
.perks{list-style:none;padding:0;margin:0;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));text-align:center}
.perks li{background:#fff;border-radius:var(--r);padding:22px 16px;box-shadow:var(--sh)}
.perks h3{color:var(--red);font-size:1.05rem}.perks p{margin:0;font-size:.95rem}
.note{background:var(--cream);border-left:5px solid var(--gold);padding:14px 18px;border-radius:8px}
/* contact */
.contact-grid{display:grid;gap:40px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.form{background:var(--cream);padding:28px;border-radius:var(--r);box-shadow:var(--sh);display:grid;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;color:var(--navy)}
.form input,.form select,.form textarea{font:inherit;padding:12px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(29,79,140,.3);border-color:var(--blue)}
.form fieldset{border:0;padding:0;margin:0}
.form legend{font-weight:600;color:var(--navy);margin-bottom:6px}
.form label.inline{display:inline-flex;align-items:center;gap:6px;margin-right:18px;font-weight:500}
.form label.inline input{width:auto}
.hp{position:absolute;left:-9999px}
/* footer */
.site-footer{background:#0a1e36;color:#cbd5e1;padding:48px 0 20px;font-size:.95rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.foot-brand{font-weight:800;color:#fff;font-size:1.15rem}
.foot-links{list-style:none;padding:0;margin:0}.foot-links li{padding:3px 0}
.copy{border-top:1px solid rgba(255,255,255,.1);padding-top:16px;margin-top:24px;font-size:.85rem;color:#94a3b8}
.band a.btn-cream,.hero a.btn-cream{color:var(--navy)}
.band a.btn-red{color:#fff}
@media (max-width:860px){.header-inner{gap:8px}.call{padding:7px 12px;font-size:.9rem}.brand{font-size:1rem}.brand img{width:30px;height:30px}.burger{padding:6px}}